Do you charge your 4.3v cells to 4.2v then?
Yes, because the two Redilast 17670 (Sanyo 16650 ~2200mAh) cells I have for my SureFire 6P are protected and the protection circuits on any 4.30v/4.35v cells will prevent you from charging up fully (over-voltage protection of about 4.25v).
I do have two LG D1 (3000mAh/4.35v) and two LG E1 (3200mAh/4.35v) cells that are naked and hence can be charged up to 4.35v on my various chargers capable of charging them up.
Undercharging them is fine if you don't want to go to the expense, but I'm not buying 4.35v cells just to run them at 4.20v. If they flame out faster and get recycled, that's just one less pizza and sixer I'll be eating/drinking.
Chris