Hi Raggie,
It is true that some of us have bad times which leave us feeling sad and depressed. But there is an old saying, which I think is appropriate for the CPF. And that saying is that it always seems darkest before the light.
So, please know Raggie that you brighten many of our days, and that we are here to support you. And because of that, you make us all happier.
I hope things start to look up for you, and remember we care!
All My Best,
John