Ever had your identity or bank card # stolen? What happened?

HighlanderNorth

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Well, I think I may have possibly figured out what happened here with my card number being stolen, but cant be sure. Just a couple days before it happened, I'd made 2 orders for seeds for the garden from 2 different online stores. They were made within 15 minutes of each other. I received one of the 2 orders about 3 business days after ordering, but the 2nd store didnt even send me a shipping notice til 4 business days after ordering. I waited 6 business days after getting the email(with no tracking number), but still didnt receive the 2nd order, so I called them, and the lady didnt bother really looking into the order, she just agreed to re-send the order. So I waited yet another 7 business days, and still didnt receive the 2nd shipment from them. In the mean time, I received another small order from another company from Florida in 2 business days, and that Fl company is about 400 miles further away from me than the seed company!

So I'm wondering if this isnt some sort of scam, and maybe someone there had something to do with my stolen card number, since I gave them my card number just a few days before the card number was stolen and used.

I wont mention the name of the company, although I'd like to, if for no other reason than to warn people not to waste their money there because they still havent sent my order, but that may be against the rules.
 

Pellidon

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My company card was swiped at a restaurant chain several years ago. When you could get a card reader for a palm pilot. Two days later it was used to buy clothes at a store in Virginia for $20. They called the bank and added a shipping address that the bank knew was a drop site for fraud. Ten minutes later they tried to purchase $600 of clothes from the same store. The bank killed the card.

My personal card got photographed at a gas station in my home town that did not have pay at the pump but great prices. Two days later my card was dead. I called "Peggy" at the card services center and found out my card was manually entered in a gas station in Canada. These people were idiots as the bank had already downloaded the security camera from the station.

They tested the card with a $25 Tarot card reading online. I called the number that was in my statement to confirm and the lady refunded the money. I didn't even think to ask.

IMO credit card thieves should be publicly hung along with some other criminals. Like telemarketers. LOL
 

HotWire

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I got an early morning call from Bank of America asking about my internet voip charges to Africa! WHAT? They were great. They cancelled my card and sent me a replacement in 2 days. When I asked how someone got my number they laughed and said, "They have a million different ways!" I rarely use my card or number, but someone somewhere got it! Someone also tried to change my Amazon password and buy merchandise.... closed that account. Check your email frequently! Amazon was not helpful in that instance. Surprisingly they didn't seem to know what to do!
 

jtr1962

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IMO credit card thieves should be publicly hung along with some other criminals. Like telemarketers. LOL
+1

I hope there's a special place in hell reserved for telemarketers. I really hate these people. We're on the do not call list. On top of that, I regularly block numbers which call more than a few times using either my phone system or my telephone service provider's block list. Despite this, we still get upwards of 5 calls per day. If my telephone company let me block entire area codes instead of just individual numbers, I could probably eventually get the number of nuisance calls down to a few a month.

Telemarketing should be 100% illegal. That includes for charities and political organizations (I hate those calls around election day). It doesn't work, it's an intrusion on privacy, and there are better ways to push whatever you're selling.
 

CruncyTacos

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Mar 20, 2014
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Just today I get a call from my bank that there's been two purchases for $8 at marrakechinn which they said was in NJ. Interesting. I would love to figure out what marrakechinn actually is.
 

Monocrom

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Happened to me a few years back. Though thankfully the idiot who did it made it blatantly obvious. I was fortunate that Sprint realized what happened before they contacted me.
 

P_A_S_1

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I've had more issues with fraudulent charges on my Bank of America CC in a few years then I ever had with my American Express CC ever. To BOA credit they've been very good about it and caught most of the issues before I did, however they've reissued me so many cards due to 'security' reasons I lost count. Odd how one company can have so many issues and another next to none.
 

f22shift

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Happened to me once and once only. About 8 years ago, I had a bunch of big purchase amounts show up from Sam's Club in NJ. So I disputed it. I physically had my card so I was surprised. I told them I know who did it but the credit card company didn't really care to speculate. I didn't have to pay any of it. I hope they got them on camera.
I only used this card for one type of purchases. I used it for gas and in person only. No online purchase or other purchases. It physically only left my hand during that time. And even better yet, I always used it on the same NJ gas station because it had the best price. So I guess they used a card reader..

Now, I wonder about the online software stores in your guys' stories. I wonder if it's part of the scam ring. They setup a software online store so it's harder to get a return. Make the purchases from their own stores, then it's cash.
 

Monocrom

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Unfortunately, though a pain, that's why I always pay for gas with cash.
 

SCEMan

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My MasterCard # gets stolen about every 10 mos. or so. Just the price of using it for 95% of my purchases. Always seems to happen right after it leaves my hand in a restaurant, etc. My CC company is on top of it though and catches it if I don't. I never pay a dime and receive a new card in a couple days. I carefully check for skimming devices/cameras whenever at gas stations, etc. I also have a second CC that I rarely use for backup purposes.

Between this and the continual phishing/spoofing emails it makes for interesting times...
 

P_A_S_1

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Years ago (close to 20 years ago I'd guess) I had an incident where I received an envelope with two first class tickets to Hawaii in the mail with my last name on each but different first names. I contacted the CC company that informed me the purchase was made over the phone (with the tickets sent to my home). The flight was a roundtrip leaving that week, the tickets where mailed out priority, and one of my neighbors later told me someone was around the house the previous day who he didn't know from the block. The purchase was voided and a police report done. The idea was for the perps to take their trip and be back before I got my CC bill providing they could intercept my mail and get the tickets, pretty bold.
 

fire-stick

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Someone was buying plane tickets in Singapore.. Spent about 3000.. My bank called and asked how I got from Indiana to Singapore in 9 minutes lol.. They knew it was stolen and fixed it.. Someone jacked my number online somehow.
 

troutbum1971

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Someone once gained access to my amex card. I went to purchase something on Ebay and when I was told by Paypal to contact amex I did. They told me that someone in France was trying to use my card that same morning to purchase mountain climbing equipment and they new that it wasn't me because hours before I purchased gas in CT. I couldn't be in France and CT at the same time so they denied the charge being made my the frenchman and closed my card. The next day I had a new card and paid for my ebay purchase.

A few years before that, I lost my social security card at my ex girlfriends house. She used it to open a cell phone account and I discovered it only after I got a call from the cell phone company that the bill was two months over due. I had the account canceled and I didn't have to pay anything. She also opened a few other accounts in my name which took longer to clear up and life was a total pain for 6 months.
 

haloot84

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Four days ago I was trying to pay for some laundry stuff which came to only around $6, when my card was declined. Needless to say I disputed it and asked that she run it through again, but it was declined. So I tried calling my banks toll free cust service #'s, but both were busy. So I called a local branch office and was informed that their server was down due to the 3" deluge we were receiving at that time. But about 1.5 hours later my card was working again.

**Sidebar note: doesn't it seem odd that one of USA's largest banks doesn't have a backup server?

So....just 2 days later on Thursday, I go to pay for my small grocery list of $19, when the self service automated pay machine declines my card again, for the 2nd time in 48 hours, but there wasn't a major rainstorm this time, as it was actually sunny outside(which is very unfamiliar this year). I call the cust service #, and after waiting several minutes(as always since TD took over), the lady told me there was no problem and it should work.

So I go over to the nearest bank branch, and the cust service lady informs me my card has been closed, because apparently someone had somehow gotten hold of my card number and was repeatedly attempting to make purchases at several stores online. First they kept trying to spend $1 at this software store(4 times), then they tried Sears and Walmart, then some online store called marrakechinn, but the only thing I can find when I search that name are the Marakech hotels in Morocco, but the fraud specialist at the bank told me its a USA address in Pa and a bike related store(??)

fortunately all their attempts failed which is good because they were trying to buy over $1200 in goods over just a 15 minute period. So I had to change acct info and get new numbers etc. their security people are on the ball, but they do need to better train their branch customer service staff, because the person I spoke with wasn't very knowledgeable about this and gave me some bad info.


But what happens if someone is successful at making purchases using your money from your accounts, does the bank usually refund the stolen funds back into your account if its a debit card or bank account? What about credit card funds that are stolen?

Have you had your bank cards stolen or your identity stolen?

Hey dude, I had the same situation 2 days ago! I tried to pay in a store and the payments were declined. So today I went to my bank to check what's up and they told me they blocked the card due to the suspicion of fraud. They showed me the transactions and one was from SKRILL PLN (London based internet casino or smth like that) and the other MARRAKECHINN. Had you made any hotels reservations before the incident happened? Because I did and these were the only places were I showed my card data. And I can't find a shop like Marrakechinn as well. I used booking.com and budgetplaces.com and the data leaked from one of those for sure.
 

pump it

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Once upon a time I bought jeans online via my credit card, and later I received a call, which told me something was wrong with my credit card so my money was locked and that I needed to pay on delivery.

Then I hung up the phone immediately because I don't believe a stutter would be employed as a customer service.

It is an authentic online shop though, just wondering how they stole my credit card information. Jesus!
 

yoyoman

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After having a few problems with different credit cards, I instructed the credit cards to only allow charges from Switzerland. I have to call the credit card companies before we travel, but that is a lot easier than dealing with fraudulent charges, closing cards and getting new ones. You can also restrict certain types of vendors - no casinos for example.
 
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