Man prices are going insane

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Another personal observation. The first Wed. of the month, is senior's 10% off day. If you arrive at around 8 AM. All of the shopping carts are taken. You either wait where the shopping carts are stored, for someone returning it before heading outside. Or, wait outside, for someone who is finished loading their car. Then take their cart.

Yeah, not made up, it's a true story.

When in the store, I noticed the difference in peoples cart. Same, as I watch folks still shopping.

It sort of reminds me when we (my dogs and me) were very fortunate (and counted our blessings that) we were working during the financial crisis (?) back in 2006/7.

IMO, and only MO, that it's gonna get worst from here on out.
 
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It's not that prices are going up, it's just that there are too many dollars.
Every time the price of gold hits a new record high in the news feed, just means that there are that many more dollars chasing any particular product.
 
It's not that prices are going up, it's just that there are too many dollars.
Every time the price of gold hits a new record high in the news feed, just means that there are that many more dollars chasing any particular product.
+

Potentially opening a massive can of worms with Gold price effecting other things ect..

Take Federal Reserve; not getting into Interest Rates, but how much money they plowed into the economy to prop it up during covid.
They kept their foot on the gas 8 months too long, maybe more.

There's writing blank checks, then there's what the Fed did,, I found it very concerning.
 
Nixon really screwed the pooch when he took us off the gold and silver standard back in the 70's. Of course, that was in response to France catching on that we were inflating the dollar and couldn't redeem paper for metal. The fools that started inflating the dollar to finance the Vietnam conflict are to blame. They lit a fire that is burning our nation down. The Dems shutting down the economy during COVID-19 really threw gas on the fire. Add to that all the stimulus checks, COVID money for all the levels of government, plus financing illegals, plus financing Ukraine...
Animal House Reaction GIF

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I'd love to read how you fellows are stretching your dollars during these expensive times.

The Lovely Mrs. Gardener and I are both on the downhill side of Life's bell curve, where it's impossible to ignore that we're picking up speed towards the end of the ride. We're both thankful that life on Earth is not the end. 🙏

As to weathering financial hardships, the only wisdom I can offer is to remain debt-free except for a home mortgage. Concerning mortgage debt, it's well worth remitting an additional amount every month towards the principal, even if you can only afford $50.

Few endeavors provide greater peace of mind and freedom than being debt-free.

Shortly after we were married, we both cut up all of our credit cards except one joint CC account. I promised my beautiful bride that I would never spend/charge more than $50 without first consulting her and that she was to abide by the same condition. 40 years of marriage later and we've never had a single agrument concerning money. By the way, we have never been wealthy, so there were many struggles.

Praise God for His teachings on finance!
 
USA weathered the COVID economically better than other nations. Flooding the economy with dollars maintained short term survival. Current administration may very well add more to the national debt, but added tariffs on countries buying cheap oil from Russia shows that it wants to help with a very serious geo-political situation.

Hopefully Americans can be tolerant during this economic transition. It is so sad how the poor are suffering. But some leaders know that in war, there are casualties. We are in something of a war this very moment. One opinion.
 
I buy gold when I can (I think it will go higher, maybe as much as $15-20k in the long run, even if it goes through a couple of pullbacks on the road there).
When i can't afford gold I stack silver and when i can't afford silver i stack canned food.
Other than that, growing your own food is awesome.
And the best money saving tip by far is to get and stay healthy and fit.
 
Even silver is out of my price range last thing i bought was a nintindo it at least gives me escape im in my 50svand still love mario
 
I kick myself...I could have bought silver at $29/oz spot price, and didn't. Now, I don't know. It's going up so fast, I hate to buy in and get screwed if it comes down.

I use Kroger's e-coupons, and try to buy stuff on sale with the e-coupons. Then I try to buy in quantity when I can get something cheap. "Buy it cheap and stack it deep" is my motto. If it is a consumable, that's what I do, because I don't want to have to buy things later at full price. You have to be careful about rotating your stock, or you'll end up wasting money. Then that is false economy.

Consider paring down regular expenses, like auto insurance. If your vehicle is paid off, and is high mileage, you might consider dropping off the coverage beyond liability.

Consider down-grading. If your auto payments are too high, maybe sell your vehicle and get a cheaper one with lower payments that you can afford more comfortably. If your cell phone plan is too expensive, consider getting a cheaper plan. If your ISP bill is too expensive, consider a slower level.

Consider switching cell phone/internet ISP/cable/insurance/etc
companies. They are all competing, and let them bid for your business.
 
I bought back when it was 20-$22/oz it was going up then. Of course it levels off. Same with real-estate. It always has a 'sticker shock' but goes away quickly. I like hanging on to things and riding them out. You can always sell at the next spike if you feel you need to.
 
I kick myself...I could have bought silver at $29/oz spot price, and didn't. Now, I don't know. It's going up so fast, I hate to buy in and get screwed if it comes down.

I use Kroger's e-coupons, and try to buy stuff on sale with the e-coupons. Then I try to buy in quantity when I can get something cheap. "Buy it cheap and stack it deep" is my motto. If it is a consumable, that's what I do, because I don't want to have to buy things later at full price. You have to be careful about rotating your stock, or you'll end up wasting money. Then that is false economy.

Consider paring down regular expenses, like auto insurance. If your vehicle is paid off, and is high mileage, you might consider dropping off the coverage beyond liability.

Consider down-grading. If your auto payments are too high, maybe sell your vehicle and get a cheaper one with lower payments that you can afford more comfortably. If your cell phone plan is too expensive, consider getting a cheaper plan. If your ISP bill is too expensive, consider a slower level.

Consider switching cell phone/internet ISP/cable/insurance/etc
companies. They are all competing, and let them bid for your business.

I was at Walmart a few weeks ago. Walking down the water aisle, I noticed my Perrier 8-pack was on clearance for around 60% off. I cleared the shelf. Ok, sounds like a lot, but it was only 9 cases.
 
I was at Walmart a few weeks ago. Walking down the water aisle, I noticed my Perrier 8-pack was on clearance for around 60% off. I cleared the shelf. Ok, sounds like a lot, but it was only 9 cases.
I was at Walmart a few weeks ago. Walking down the water aisle, I noticed my Perrier 8-pack was on clearance for around 60% off. I cleared the shelf. Ok, sounds like a lot, but it was only 9 cases.
Glad you ran onto a good deal! 60% off!
Excited Rob Riggle GIF by ABC Network
 

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