Until someone more qualified answers:
None of these OEM batteries used in packs have short circuit or under/over voltage protection in them that I am aware of. It should contain a PTC device inside the cell itself to limit current draw, but this is only a last ditch effort to stop horrendous things from happening, not to be counted on to use the cells safely. IIRC I read a thread by Silverfox stating it could take something like 10 seconds for this to kick in.
The consumer type 18650 cells spoke of as protected here will have an obvious lump at the negative terminal of the cell with a printed circuit board and some components, and if you look carefully at the side of the battery you can see a thin terminal running under the heatsink to the positive.
With proper knowledge and precautions you can certainly use these, and even with protected cells, they should primarily be treated as though they were un-protected and the same precautions taken.