What is needed to cash a money order?

Selling something on another hobby forum, and I would like to know what is necessary to cash a money order. I am underage so I do not have a license or anything.

USPS @ post office: state issued ID.

Non-USPS @ bank: an account, + ID if they don't know your face.

You should be able to get a state issued ID, not a bad thing to have.

If you sign a money order made in your name then anyone in your family with a checking or savings account should be able to deposit it in their account, and then give you the cash (either out of pocket or from the available balance in the account, if sufficient funds are available). If you already have an account in your own name then you should be able to do the same. I did this for years with my mom's disability checks. She signed them. I deposited them in my account via the ATM, and then withdrew an equal amount in cash (my account had more than enough available balance so that I didn't have to wait for the check to clear). I never had any problems at all doing it this way. As far as I know a check or money order endorsed by the payee is as good as cash and can be deposited in anyone's account.

BTW, sometimes school photo ID is accepted as proof of identity. I'll second the idea of getting a state ID card if you don't plan to get a driver's license. I've had mine since 1988. Very useful for many things, and as good as a driver's license for ID purposes.

Where do I get a state issued ID?

Try your local drivers license office. If they can't issue them they likely can point you in the right direction. Give them a call first to see what you need to take with you.

Mags said:

Where do I get a state issued ID?

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Your local DMV will provide you with one.

They cost about $20 Here in California.

Mags said:

Where do I get a state issued ID?

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Here, this may be of some help...

http://www.nydmv.state.ny.us/idlicense.htm

meh the dmv... losing interest in getting one now.