my roommate drops the news that he intends to replace the existing lighting with much whiter tones. (He uses 6500k in his bedroom and attempted a bulb in the living space.) with me saying that his choice in lighting is ridiculous for an interior; hospital-like and institutional, and is likely to be less comfortable for visitors. He claims the yellow of 2700s "has a harshness which hurts his eyes"
You do realize that "color temperature" is not the only factor here affecting whether the lighting is going to look hospital-like and institutional. Think about it. 3000K fluorescent still looks hospital-like and institutional. And natural sunlight, at a much higher color temperature, looks pleasant and natural. So obviously there is something else going on.
That being said, is there any way to combine halogen lighting with LED in the same rooms in your apartment? Depending on where you live, 3000K halogen bulbs may be fairly common. Then use 4000K LED with that. If you have the combined light from both an incandescent source and LED in the same room, the light will be much better quality and look less institutionalized. If you have recessed fixtures, this could involve using some LED lamps and some halogen PAR. They will not be exactly the same color, and this is the only downside.
Because the light from incandescent/halogen is better, but your roommate just wants it to be more bluish, so doesn't it make more sense to use halogen light, and then just add in the bluish light from a cool white LED ? Combining halogen and LED together also gives a greater variety of different frequencies of blue light, easier on the eyes and better color rendering. I know this because I have experimented with it.
Another question for you. Have you actually seen "2700K" LED lighting in an apartment? Because it is not the same as incandescent. I might be wrong here, but I suspect you may be mistakenly thinking you want a "lower color temperature" just because you do not like the bluish LED lighting you see your roommate has.
There is a key element that has been left out of this discussion. CRI.
And it's not just color rendering. The difference in light quality between incandescent and LED is more than just about CRI. I am just mentioning this because CRI should only be used as a loose indicator of light quality. Don't think that just because it is the same "color temperature" and has similar CRI it is going to look exactly the same. Of all the many bulbs I have experimented with, there's something about incandescent light that looks like incandescent, and something about LED light that looks like LED, regardless of a range of different color temperatures, and even using high CRI LEDs.]
High CCT is not relaxing, and that is okay if that is the goal. I have lots of high CCT lights in my house.
It might be that high CCT
from LED is not relaxing, but higher CCT from other sources (like sunlight) potentially could be.
Is this true? What is generally preferable?
I prefer incandescent/halogen, and do not really care for LED light. However, if I absolutely
had to use LED, I would choose 2800-3000K. I can only speak for myself, but I prefer different rated color temperatures depending on what type of light source it is (incandescent, fluorescent, LED, or sunlight). LED is somewhat of a new thing, so I do not think there is any consensus yet on what color temperature most people tend to prefer. Most of the recommendations seem to be just extrapolations based on the fluorescent or incandescent fixtures being used before, which might not be such a good thing.
I really cannot answer your question without more detail about your situation, such as what type of lighting you had before, and what type of fixtures are being used in your apartment, and what region you live in (if 3000K halogen bulbs are available), whether you have actually tried 2700K LED and like it. What I
can tell you is that there is no way I would let anyone change out the lighting in my apartment with >3500K LED. It's unreasonable in my opinion.
It also depends on whether it is LED downlighting or retrofit LED bulbs. The downlighting is usually available with "high CRI", which helps.