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Those checks are little contracts allowing others to draw from your account.
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Exactly! I want to open a money market simply because they draw higher interest, but I still couldn't get checks for it because they're contracts and so it's a liability for me to be running around signing contracts I guess.
I could go open an account at another bank but my whole family banks at this credit union, so it's easy to push money around into each others' account--additionally my sister works there so I just send my pay checks with her.
If it was going to be another year before I could open an account I might worry about it, but where it's just under 4 months I'm not sweating it. I figure it's easier to save my money if it's harder to access it /ubbthreads/images/graemlins/grinser2.gif