well i plan on keeping the flashlight for a while but buying just one rrt 21 and new batteries/charger will end up costing 3-4x more than one of the $50 flashlights I was originally going to get. Is there that much of a difference? I'm not planning on riding down a mountain trail in the pitch black. It's more of flat roads where there's some light, just not enough to safely dodge runners. I'm looking at it from a value point of diminishing returns. A $50 light is better than a $10 led light but is something that costs 3x more going to be 3x safer?
Sometimes, that few extra lumens will do a lot more. Diminishing returns doesn't kick in until 700 lumens. The difference between 200 and 400 lumens is noticeable. But, between 700 and 900 lumens, it's not as apparent. When you are buying new batteries and a new charger, you are investing in the future. The 18650 is pretty much the standard and will be for a long time. It is very energy dense for its size.
Honestly, if you get the LD series, you will regret it later, not right away, but you will. I know that I did. I hate the LD light for cycling, I really do. It is underpowered, and I feel that I wasted money on it for that purpose. I just use it as an around the house type light. I am currently looking at 1000+lumens lights for biking. You can see further and more around you. Cycling is dangerous, and more so at night. Safety comes first. Your safety and well-being is worth more than $50. The investment will pay for itself. One guy went biking, but there was a new pothole in the ground. His light wasn't bright enough to see it, and he didn't spot it until it was too late, he tried to swerve, but he fell partway into it and he got thrown off his bike. He chipped a tooth and broke a part of his face. (As an aside, colour tint of the beam is important for revealing road hazards).
The best thing I can suggest is if you can try out the two lights somehow on your bike path. I carry three lights when I bike. I am switching them out for something like:
TorchLab Triple + Jetbeam RRT-15 +Malkoff or:
Nitecore Little Monster + Jetbeam RRT-15, + Malkoff.
So, you going with a single RRT-21 would not be overkill.
I don't use these for mountain biking. I use them for on-road, and bike paths. You will be the brightest one on the path if you go with a single RRT-21, but you will also be the safest. If you were mountain biking, it would be two RRT-15's on the handlebars, and one RRT-15 on the helmet, or on your glove.