Yes, I understand that. But are you saying that a solar panel is less reflective than a roof? Because if not, then a roof would absorb all of that light and turn it into heat anyway. Given a solar panel with the same surface area as the roof, and thus receiving the same amount of light as would otherwise hit the roof, if its reflectivity is about the same or higher, then the energy that remains will result in a cooler surface overall because some percentage of the absorbed solar energy turned into electricity, not heat.
As I recall, one of the common problems with solar panels is that they're too reflective, and so I would expect less heat getting to the base overall.
Re: window glass - that's what Sanyo See-Thru Amorton is for. Get stylish-looking gray window tint and PV electricity generation all at the same time. Again, for a Technology Statement vehicle, go all the way.
Given that a car interior can hit 180F on a sunny day (ambient 95F), there's gotta be a way to turn all that waste heat into usable power and in so doing, keep things cooler overall. Thermoelectric or maybe a Stirling engine, I'm not sure which, but there's gotta be something here.
(Sorry, am I hijacking this thread? I'd really like a solution here. It's enough of a problem that you could probably market it too; look at all those solar-powered ventilation fans and other inadequate solutions on sale.)