Hello Mccririck,
Within reason, the charge rate doesn't matter. The important thing is how the charger terminates the charge.
For example if your charger uses an increase in temperature to signal the charge termination, you need to charge at a rate high enough to produce a change in temperature. Along the same lines, if your charger uses a drop in voltage to signal the charge termination (-dV), you need to charge at a rate high enough to produce the signal.
New cells work great even at lower charging rates, but as cells age the termination signal looses strength.
A 1.0C charge rate produces a strong end of charge termination signal. A 0.5C charge rate produces a reasonable termination signal. A 0.25C charge rate produces a weak termination signal.
That's the basics. From here things get a little more complex.
Charger manufacturers have had single termination charges fail and ended up with melted chargers and some fires. As a result they put in some additional charge termination parameters. One of the most common is a timer. The charger will only put so many mAh into a cell then it will shut off. In this case the primary termination signal was missed and it terminated on a secondary signal.
So before you start charging ask yourself how your charger terminates and adjust the current to produce a strong charge termination signal. Once you have decided on a charging current, start the charge and set a timer. If the timer goes off and the charge hasn't terminated, the termination signal may have been missed and you may have to terminate the charge by removing the cells from the charger.
Tom