Your idea of a "smart" or two-stage charger is a good one. But check the prices on those. They are generally too expensive to include with the product - the manufacturer's use only the cheapest charger they can get away with.
Note that volts & "trickle charge" don't necessarily go together. For a trickle charge the important factor is amps (or ma), the voltage doesn't matter. Obviously, for any particular battery, you would expect a certain charge at a certain voltage. But I can show you identical gell cell batteries (from the same lot) where the current is a factor of 2 different with both batteries connected in parallel (which, obviously, means they are at the same voltage). And that's with new batteries that have not had a chance to be altered by use in different environments.
13.8v is regarded as the standard trickle charge voltage for a wet cell. Gell cells are usually specified for trickle charging at 13.6-13.9v, often with a current limit, too. Above that voltage, they normally specify a maximum allowable current. I sometimes use a charge rate up to 14.4v with a suitable current limit (often just a resistor) when necessary on gell cells. I have found that they last longer if you don't do that. Keeping them on float isn't ideal either, tho. An occasional use, running the battery down, seems to make them last longer. They don't last more than 8 years in any case - it appears that the plates dissolve if they don't sulfate or run out of electrolyte first. HTH,