Only thing I do not like is the switch threading was trash...It came off with a lot of effort. When I went to put it back on, it took a wrench. So now the switch is stuck on the light body.
It isn't difficult to imagine a small piece of aluminium falling forward into the base of the drop-in...A short fits in with SubAlpine's additional observation of charred cells.
I imagine from what you posted is the exploded while in your mouth...so I as anyone assume you lost your teeth and any other tissue or bone matter. As aluminum is shrapnel and cuts tissue and bone without a problem.
subalpine, IANAL, but there are about a half-dozen in the family (I know there are attorneys here, but also know attorneys are tight-lipped with advice as a rule, which I am, of course, not bound by). It is clear to me already, in my non-expert opinion, that this incident is not your fault, and that at least either or both Solarforce and Tenergy, and possibly SB, are culpable for your injuries, pain and suffering, medical expenses, and loss of work.
Many pride themselves on avoiding lawsuits in our litigous society, but when there is a significant injury, pride is not helpful. You have a family, you're losing work, and your injuries, pain and suffering and emergency medical expenses and subsequent medical expenses are considerable, that much is clear. Basically, when you sue, you sue everyone. You need to (or have your wife) contact an attorney, best a firm that specializes in personal injury that can work on contingence (which is ordinary for injury cases), but before that, and as ugly as it might be, you need to fully photo-document your injuries, and as best you can, remember what you can and document the incident as well, save everything, and have all that professionally notorized. It would be best (again, no expert... listen to your attorney) if you did not share too much, or share anything more publicly, nor should you even in the slightest amount accept any blame. No one can legitimately blame you for looking out for yourself and your family's best interests. You might want to contact the mods depending on what your attorney tells you regarding this and previous threads (again, the attorney will tell you the proper course of action).
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Its also possible that if you own your home that your home owners' insurance can help you out in some way with temporary relief from medical expenses and loss of work, as well as your car insurance. Its even possible one or both of your insurance companies will go to court on your behalf.