It shouldn't make any difference whether the cell(s) are protected, or not. With a hobby charger, if the cells are hooked up properly, the cell can't possibly be subjected to a voltage higher than 4.20 Volts. That's one of the main advantages of using a hobby charger.
If you attempt to charge Li-Ion cells in series, without balancing leads, you're screwing up anyway :poof:, as this will subject cells to voltages higher than 4.20 Volts. This should never be done! :caution: This is improper use of the charger. The balancing leads are there for a purpose, not just a handy option. They have to be used when charging Li-Ion cells in series. :caution:Don't charge Li-Ion cells in series without attaching the balancing leads!:caution:
Dave