I picked up some cheap GU10s (ValuLux Gu10 , 3x3W emitters, 2800k, 45 Degree). After 2 months of light use, say 1 hour a week, 2 of the 6 failed. Failure mode was reduced or zero lumens after 15minutes, then 10minutes later, the light would pop on again. Installed in open fixture track lighting at 120V 60Hz. Disassembly indicated poor heat sink paste.
OTOH, I have ecosmart / lighting science 12v MR16s that have performed well for over a year, all in recessed cans. Search this forum for details.