Thing is, with Winter, you can always toss on more clothing.
There's a limit as to how much you can take off, even in your own home.
Yeah, you have to deal with snow.... Get a vehicle with at least All-Wheel Drive, put on Winter tires. They're technically not absolutely needed. But heated seats, steering wheel, and mirrors are going to be very much appreciated. In 2 1/2 years, my car turns 20 years old. Let's just say, I'm going to be upgrading from the rather basic features I've lived with for nearly 20 years. And, oh yeah, remote engine start with the A/C or heater already switched on, about 10 minutes before the end of my shift. Remote key-less entry is great for literally never accidentally locking yourself out of your car. But it's not enough.
Funny how few folks ever figured out that they should keep their car-key on a separate keychain from their house keys. Then just put that 2nd car-key on their house-keys split-ring. You get locked out of your car, you don't get locked out of your house too. Plus, you've got that spare key on your person. Base brand new model Toyota MSRP is $25K. They give you almost nothing extra on it. No key-fob! Just two physical keys. Heck, not even a trunk-release on the boot-lid.