I assume you don't feel a need for a daytime front running light coming home.
The question has as many answers as riders and the light systems they have used. It is a very personal thing and changes as our eyes age and our top speed decreases, and we buy or build better lights.
If the volume of oncoming traffic is really low, you won't be blinding many drivers, but any light you put above the horizon that can get into their eyes does you very little good. In fact, bouncing back off of reflective signs, that light can be a problem. Since the 'hotspot' generally represents the majority share of lumens out of the light, getting that all on the pavement is a very good idea.
Lower light positions highlight shadows and smear the beam out more, higher ones like the helmet allow a tighter beam to be thrown a bit farther.
I like the near edge of a round hot spot to be wider than the bike and narrower than a full lane, close enough I can seee and dodge gravel, far enough that my night vision is OK. From there I like it spread out to a full lane 50-75 feet ahead and two at twice that (if there's any light left to get that far). That takes a fairly narrow beam.
I have seen lights mounted with mounts at the front axle, mid fork, fender front, fork crown, front rack, head tube, headset, bars (as well as helmet). So any height from axle to handlebar plus the mount height is in the game.
I built a new system late this past winter and early this spring and I am still messing with it. I am thinking of lowering the main unit from the bars to the brake/fork crown position, likely with an upswept mount so it is a bit above that. My handle bar bag will act as a large hood and save my night vision and I can reduce glare for oncoming drivers while making gravel easier to see. In theory, at least.
Sorry for a less than definitive answer, but is is a lot like asking for a favorite beer, cheese, or recording artist. However the question IS valid, it's just that it is for each of us to answer. Also lights are adjustable and can be mounted one place one ride another the next. Sometimes I want Beethoven, others Led Zeppelin.