It works out to less that 1c per charge.
Assuming the cell is completely discharged you need to deliver 3.7*5 = 18.5 watt-hours. Cell voltage
varies from 3.4v nearly dead to 4.2v fully-charged, average around 3.7v .
Charger efficiency can vary. Powered from ac, it has two stages, stepping down ac to low-voltage dc, and
the charge circuit itself. Suppose it steps down to 12vdc with wall-plug adapter, maybe 90% efficient.
Charger itself might be linear (non-switching) at lower levels, which would make that part about 75% efficient
for overall efficiency 0.75*0.9 = 0.675 (67.5%). This would add about 9W, total 27.5W, kind of worst-case.
Typically you might get 80% overall efficiency, 23.5W total.
Charge efficiency of the cell itself is necessarily high (reported 95-99%). Li-ion cell should never get hot,
or even more than slightly warm during charge. This is unlike NiMH which can get warm, even hot during fast
charge. Ignore it for now.
Cell will lose capacity over life, not sure how that affects charge energy.
At 21c per kWh, that works out to about 0.6c per charge.
Dave