1. Yes it comes with a pocket clip. Actually, I believe it was designed for a belt, and it works very well for that. I like the clip, but quite a few other owners have expressed dissatisfaction with both the design, and with the fact that it bends some what easily.
2. Yes.... the light is rated up to 4.5 volts.... more than enough for a fully charged 3.7 volt RCR123 battery.
3. I think more time is needed for a definitive answer to the question of how tough it is. It seems very well built, and after several months in my front pocket with change, keys, and other assorted pocket stuff, it shows zero signs of wear on the finish...... with the exception of the polycarbonate front window, which does actually have some light scratches. I'm not sure how much, if any, effect these have on the quality of the beam... but I can't see defects while shining it on a white wall.
You might find these interesting:
http://www.cpfreviews.com/NovaTac-EDC120P.php
http://www.light-reviews.com/novatac_120p/review.html
Hope that helps..... feel free to PM me if you have any more questions.