There's no significant difference. That is only a 'nominal' voltage. It's something like the average voltage as the cell discharges.
Most LiIon chemistries are fully charged at around 4.2V. As you discharge them, the voltage drops. It crosses 3.6-3.7V somewhat near mid-discharge, and depending on a lot of things not much related to the cell chemistry, we call it fully discharged somewhere between 3.2 and 2.5V.
All of these numbers are rooted in the cell's behavior, but are also somewhat arbitrary. Charging to 4.1V instead of 4.2V gets you only a slight reduction in capacity, but also an increase in cell life (number of cycles). Charging to 4.0V would give you a greater reduction in capacity, but also a greater increase in cycle life.
The same thing happens at the other end. The lower you go in voltage before stopping the discharge and charging the cell, the more capacity you get, and the fewer cycles.
The one chemistry that is significantly different is Lithium Iron Phosphate, AKA LiFePo4, or LFP. The voltages are significantly lower for this chemistry. Fully charged is around 3.5V, discharged is around 2V. These are often referred to as 3.2V cells.
We do occasionally see LiIon cells referred to as 4.1 or 4.2V cells. This is typically just specsmanship. You also see 5000-9000 mA-H 18650 cells. This is just a lie. These same people could refer to an LFP cell as a 3.6V cell. To avoid these issues, stick to reputable suppliers and avoid places like Amazon, Banggood, etc. Unless you are careful and lucky, it's easy to get ripped off on sites like that.