If you own a fluorescent bulb fixture in your house, then the test is easy. Just go to a good hardware store, and they will have the standard 4 ft bulbs in the different white "colors" and in some cases, standard and high CRI type.
Some other approximate references points:
- Standard incan bulbs - about 2900K (considered "warm")
- Noon day sun light - about 6500K (considered "cool")
- Conventional camera flash - around 5700K (considered "cool to neutral")
The white color you like is at least partically dependent on your age, genetics, and what you wife likes.
It is easy to mistake the CCT color temperature you think you like, with the amount of spectral content in a light, which actually most people like. For instance, I strongly prefer cool white colors of white, but I like a lot of spectral quality (not missing areas in the spectrum)
For this reason, HID is just a winner, even though it has almost too much blue for my taste.
I frankly can't stand warm color LEDs or incans that aren't over driven (raises the CCT)
The balance I end up at is about 4000K and a full spectrum content LED, but everyone is different.