Just got the last of the "replacement value" insurance check to have all the damage fixed which is half as much as the whole house cost originally!!! If a tree falls down within an inch of your home, there is zero coverage for anything, but if it touches your home, they've got boatloads of money to send you--even including the broken grill, and damaged slate stones in back yard.
I'm not sure if everyone should be updating their name on this list, since Lips is doing a real GB over at FF, like he did with the FireFox 3.