does the human body learn to accept warm or cold places to live?
That's been my experience, yes.
Of course, it's a modest to moderate acclimatizing that the body does. But many people report this, when moving from one place to another. I've lived more than a decade in several different types of regions, where "typical" warmth and cold eventually became easier to tolerate.
Lived 15+ years in a spot where <30ºF cold was rare. But in that same place it wasn't uncommon to have months of >80ºF weather, with a month or so of >95ºF weather.
Lived 20+ years in a spot where the the average temperature range throughout much of a year would be ~50-65ºF. Occasional winter extremes dropped below 20ºF, almost never reaching single digits, with summer highs rarely north of 80ºF.
Lived 10+ years in a spot where extreme winter temps could go below -10ºF on rare occasions, but where most winters were teens-50ºF. Most summers have several months of >80ºF, with a few weeks >95ºF.
Have acclimatized to all of it, myself. Has taken awhile, in each of those spots, but generally before a couple of seasons goes by I find myself dealing with it much more easily. A little more clothing, a bit less clothing, a slightly adjusted exercise schedule to avoid the extremes of a given day ... eventually, I find I'm less cold (or hot) than the first year or two. Honestly I don't know whether it's my body's blood deciding to be slightly thicker or thinner, or my body's A/C (sweating and water usage) becomes more effective, or what. But it happens.
Across half a lifetime of swimming in sometimes quite-cold waters, I've also noticed that it occurs there as well. Occurring more quickly if swimming in such temps is done daily. Becomes easier and easier, the more it's done.