PAYPAL what a disgraceful company

Rat

Flashlight Enthusiast
Joined
Oct 4, 2010
Messages
1,124
Location
Australia
I broke ties with paypal when they openly declared they could halt service if they didn't like your stance on certain issues. Broke ties with shopify for the same reason. I told 'em both "it aint none of your dam business if I like peanut butter on my bacon or if I voted for Tim Buk Too for dog catcher, good bye".

Good job well done a person with a backbone very rare these days.

You are 100% correct I only read about this the other day when looking into my closed account. They implemented a $2500 misinformation fine. That backfired on them fast they soon changed their mind when their stock price plummeted.

It seems some people these days are ok with having every part of there life controlled by Governments and big corporations.

later
 

yearnslow

Enlightened
Joined
Jan 6, 2013
Messages
277
Location
Cape Town
On a general note, regarding financial institutions, I have found that any Bank or forex offering any type of monetary exchange,
is becoming more greedy in either the cost of the exchange, or in terms of the percentage they take. However....

We regularly transfer money internationally, for perfectly legitimate reasons, but the level of 'interference' from these institutions is becoming untenable. The general excuse given, when you actually manage to get to talk to a human, is 'security and money laundering policy', even if you have been with both institutions involved in the transfer, for well over 20 years+ without any 'flags' against your name, and are clearly not a member of a terrorist group.

This new 'concern' for our financial safety, is nothing more than a method to further control our lives, and make us more compliant.
If you need to know where it's heading, the example of the Canadian truckers having their bank accounts frozen for disagreeing with the governments stance on covid, and protesting about it, is a glimpse into the future.
 

bykfixer

Flashaholic
Joined
Aug 9, 2015
Messages
20,460
Location
Dust in the Wind
IMG_2752.jpeg
 

KITROBASKIN

Flashlight Enthusiast
Joined
Mar 28, 2013
Messages
5,438
Location
New Mexico, USA
I did not know that Friends and Family option incurs a fee. Is this true? How much?

Social Security entitlements:

"Over their lifetimes, most people get more from Social Security and Medicare (which is also partially funded by payroll tax contributions) than they pay in, according to analyses by the Urban Institute, a nonpartisan think tank"



Wondering how many here complaining are also taking from their government, and the workers putting money in.
 
Last edited:
Joined
Mar 12, 2010
Messages
10,362
Location
Pacific N.W.
I did not know that Friends and Family option incurs a fee. Is this true? How much?
No fee is incurred when funds are sent from your bank account or your PayPal account.

A 2.9% fee is incurred when the funds are sent via a credit card. There is an additional - fixed fee based on the currency received.

What's the difference between friends and family or goods and services payments?

When you send money, we ask you to choose a payment type. You can send money as:
  • a personal payment to friends and family ("Sending to a friend")
  • a purchase for goods and services ("Paying for an item or service")
Personal Payments
Choose "Sending to a friend" for the everyday exchange of money between you and your friends and family. You can use personal payments when you send money as a gift, split a lunch bill, pay your share of living expenses, or something similar.
Personal payments aren't covered by PayPal Purchase Protection.
Fees
You can make a personal payment to anyone in the US for free if you use your bank account or PayPal Balance. If you use a debit or credit card, there will be a small charge for your payment.
Go to our Fees page for more information.
Note: We're currently unable to allow personal payments to or from India.
Purchases for Goods and Services
Choose "Paying for an item or service" when buying goods or services. You can use this type of payment when you pay for an item you won in an auction, buy merchandise online, download a digital item, or something similar.
We cover eligible goods and services payments under PayPal Purchase Protection.
Fees
When you make this type of payment, the seller pays a small fee to receive your money. Go to our Fees page for more information.


 

DRW

Enlightened
Joined
Mar 27, 2022
Messages
366
Location
Michigan
I did not know that Friends and Family option incurs a fee. Is this true? How much?
I believe PayPal charging a fee for FF is incorrect. I started a reply when the comment was originally stated in this thread. Then discarded the reply waiting for someone else to point it out.

Here are the details from the horses mouth.

 

glaborde

Newly Enlightened
Joined
Feb 25, 2023
Messages
5
Location
Katy, TX 77494
Wasn't Elon Musk the first CEO?

I remember it was part of eBay and then spun off on it's own.

PayPal has been an integral part of my business for decades.

People who use friends and family for selling items are thieves. There isn't a gray line.
eBay bought PayPal in 2002. I signed up for it to buy minor items from eBay, I closed my PayPal account after more than 20 years after a seller took my money as a 'donation' instead of providing 'goods or services' and PayPal saw nothing wrong with that. I have been using Amazon.pay and Zelle for sending money to family. Good luck, sellers!
 

Whistler24

Newly Enlightened
Joined
Oct 15, 2023
Messages
30
Location
Texas
In the knife community I'm a part of, many people had their PayPal's shut down because buyers were leaving comments in the FF transaction notes relating to an "item and or service" (which is stricly g&s) or because they put "knife" in the notes somewhere (sale of a "weapon" will immediately get you taken off, ff or gs - doesn't matter).

I would check previous transactions you had and see if there is any notes like "hey thanks for selling me this item, please ship to this address xxxxx". if PayPal thinks you were using ff for something other than a friend that would toss a red flag. part of the reason I always say don't leave any notes on the transaction, use whatever forum chat for the addresses and other questions.

I and many others in the knife community still use PayPal because I'm familiar with the buyer/seller protections. I've used zelle a few times, but I haven't used like cash-app or all the other new ones because I'm just not very familiar with them.
 

M@elstrom

Flashlight Enthusiast
Joined
Oct 1, 2007
Messages
2,218
Location
Sunraysia, Australia
It seems some people these days are ok with having every part of there life controlled by Governments and big corporations.

Perhaps a better business model would be to restrict accounts from using family and friends transfers when abuse of the feature has been detected OR suspected pending a human enquiry?



The Commonwealth Bank here in Australia has been implementing carbon footprint tracking via their Banking phone App... no thanks 🤪

 

DRW

Enlightened
Joined
Mar 27, 2022
Messages
366
Location
Michigan
The Commonwealth Bank here in Australia has been implementing carbon footprint tracking via their Banking phone App... no thanks 🤪

Isn't that special? Banks need to stay in their lane.
 

M@elstrom

Flashlight Enthusiast
Joined
Oct 1, 2007
Messages
2,218
Location
Sunraysia, Australia
Indeed... this Socialist's Utopia has Banks discriminating based on Occupation as well... with the Bank Of Queensland closing a Tatooist's Business Account back in 2019.

Then there is NatWest's treatment of Nigel Farage.
 
Last edited:

bykfixer

Flashaholic
Joined
Aug 9, 2015
Messages
20,460
Location
Dust in the Wind
Indeed... this Socialist's Utopia has Banks discriminating based on Occupation as well... with the Bank Of Queensland closing a Tatooist's Business Account back in 2019.

There there is NatWest's treatment of Nigel Farage.
It's coming to America too.


I used to put in the notes for G&S my address and "thank you". Won't any need for anything else.
 

jtr1962

Flashaholic
Joined
Nov 22, 2003
Messages
7,505
Location
Flushing, NY
The Commonwealth Bank here in Australia has been implementing carbon footprint tracking via their Banking phone App... no thanks 🤪

Besides that, there is a huge variability in the carbon footprint of any given type of activity, making this tracking feature pretty useless.

This wasn't something mandated by government, was it? I can't imagine why a bank would feel the need to tell its customers their carbon footprint.
 
Top